• Pay stubs (covering most recent 30 days).
• Award Letter from fixed income (Social Security, Pension).*
• W-2 and/or 1099s (Most current 2 years).
• If self employed, commissioned or own investment property:
      -Copies of last 2 years Federal tax returns, all pages.
      -Re-sign page 2.
• Last 2 months of Bank Statements or Retirement account statements.
  (All pages needed; if internet statement, name and account # must be included on statement.)
• Gift donor information.  We need full name, address and phone number.*
• Check for application, appraisal and/or credit report.
• Copy of Driver's License/Government-issued Identification.
• Copy of signed Purchase Contract (purchase transaction).
• Copy of Deed (refinance transaction).
• Mortgage, tax and insurance information for all other properties owned (if retaining).
• Current leases for owned properties not appearing on tax returns, signed by all parties.*
• VA Certificate of Eligibility.*
• Copy of Separation Agreement/Divorce Decree.*
• Bankruptcy papers.*
• Other materials may be required based on personal circumstances - please check with your Mortgage Consultant.

*If Applicable